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Credit Health
Understanding your Credit Score has never been easier! Understanding your Credit Score has never been easier!
Credit Health

Understanding your Credit Score has never been easier!

Your credit score is more than just a score – it’s the key to taking charge of your financial well-being, so that you can achieve your goals, be it a new car purchase, new home, or getting a person

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Financial

Spending, Shopping and Saving Post Lockdown

Lockdowns left many Australians with little choice but to save on things such as eating out, commuting to work, and holidays away.

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Financial

Trends in the Credit Market

According to Equifax’s Quarterly Consumer credit demand* index for September, consumer credit demand has continued its upward trajectory, with early...

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Financial

Stay, switch or get a better deal from your bank or lender?

The COVID-19 pandemic has rapidly accelerated digital banking trends that were already on the rise.

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Credit Health

Key Contributing Factors to Your Credit Score

Understanding your Credit Score has never been easier with Key Contributing Factors now displayed together with your all-important score through...

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Financial

Money Management During Challenging Times

Just when many of us hoped that the worst of the COVID-19 crisis may be behind us, with a seemingly fast rebounding economy, Australia has been hit with...

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Credit Health

How do monthly repayments affect my credit file?

The new comprehensive credit reporting (CCR) system may be beneficial to you as it can record 'good credit behaviour' on your credit report, like making...

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Credit Health

Could your partner’s financial behaviours be impacting your future?

What do you look for in a partner? A kind heart? A good sense of humour? Good financial habits?

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Credit Health

The secret number the banks don’t want you to know

There’s a number out there that summarises your entire financial history – the good, the bad and the ugly.

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Savings

Generation buY; why not all hope is lost for us

It has never been harder to buy your first home¹.

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Credit Health

What Comprehensive Credit Reporting means for you and your credit score

In the latest Federal Budget, you may have heard the Treasurer Scott Morrison mention the changes to credit reporting, but if you’re like us, you probably...

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Credit Health

Are you dating a credit dud?

Talking about money is a lot like being stuck on table 19 at your partner’s cousin’s wedding. Or, to put it simply, it’s uncomfortable at best.

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Financial

9 in 10 Australians want more competition in lending

9 in 10 Australians want more competition in lending, yet only 15 per cent know about the credit reform driving change. 

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Financial

Credit Score Myths

With so much information available online, it can be tough to separate fact from fiction.

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Savings

Switching Savings Account

Can you get better rates by switching savings accounts?

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Credit Health

How To Improve Your Credit Score

Want To Know How To Improve Your Credit Score?

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Credit Health

Financial #Fitspo: Get Your Financial Scorecard Moving This Summer

Written by Miss Money Box, author of an educational blog to help Australian women expand their general knowledge around personal finance.

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Financial

Six steps to ‘adulting’ with money

Written by Ben Nash, financial adviser and the founder of Pivot Wealth, a money management c

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Financial

Free Credit Score | Discover Yours Now

Did you know its super simple to find out your credit score?

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Credit Health

How to get ‘credit score fit’ in 2018

Written by Ben Nash, financial adviser and the founder of Pivot Wealth, a money management compa

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Savings

Top 5 tips on car insurance - a MUST read

1. Get the right insurance for your needs and situation

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Financial

Everything To Know About Comprehensive Credit Reporting

Positive (Comprehensive) Credit Reporting (CCR) will be mandated by the Australian government from the 1st July 2018, giving lenders access to a deeper,...

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Credit Health

5 Ways to Improve Your Credit Score

There’s a simple science to improving your credit score.

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Financial

How to pay off debt faster

Written by Ben Nash, financial adviser and founder of Pivot Wealth,

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Financial

Should you save or pay down debt?

Written by Ben Nash, a financial adviser and founder of Pivot Wealth

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Financial

How To Have A Heartfelt Money Talk

7 out of 10 couples report that money causes tension in their relationships[1]

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Financial

Kick Your Money Goals

Stay motivated and keep pushing on with your 2019 financial goals.

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Savings

Smart Budget Hacks You Can Begin Today!

Discover some pain-free ways to save.

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Financial

How Your Credit Score Affects You

Understanding the role of your credit score when you apply for accounts and loans

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Credit Health

Does your Credit Score vary among providers?

Your credit score may vary from one credit provider to another. Here’s why.

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Credit Health

Positive vs Negative Credit Behaviours

Last month we updated you on the latest changes to Comprehensive

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Credit Health

Take charge of your financial wellbeing

Knowing what’s in your credit report and what it’s used for is a key measure of your financial health.

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Credit Health

What’s Your Credit Attitude?

When the COVID-19 pandemic first hit Australia in 2020 it caused a lot of consumers to reassess their financial situation, review their spending, and...

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Financial

3 Reasons to Get a Loan Via a Broker

Paid Advertisement from MacCredit*

Get help with your personal loan requirements.

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Financial

What is a comparison rate and why is it important?

Paid Advertisement from NOW Finance*
 

What information do you look for when searching for a personal loan?

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Credit Health

Why Your Credit Score Matters

Your credit score is the key to your financial future.

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Credit Health

What Lenders Know About Your Credit History

When you apply for a line of credit, be it a home loan, a personal loan, a credit card or a new mobile phone plan, lenders will check out your credit report...

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Credit Health

5 Ways to Start 2021 on a Stronger Financial Footing

There’s no question that 2020 was a year that left us all seeking a greater sense of security, from our health to our finances.

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Credit Health

How can I Improve my Credit Score?

Having a good credit score is always a key part of your financial well-being.

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Credit Health

Have a ‘Credit Smart’ Happy Holiday

One thing is for sure, these holidays are likely to be like none other we’ve experienced. Yet we all need joy now more than ever.

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Financial

Status update on Financial and Credit Market

A year of unprecedented changes to our lives and livelihoods have required the Government to make many rapid changes to support consumers and the economy....

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Financial

COVID-19 and the Property Market

Like so much else in our lives, COVID-19 has upended the Australian property market, from how auctions and inspections are held to lower stock levels and a...

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Savings

How to Save on Utilities

The COVID-19 pandemic has led to unprecedented tough times, leaving many of us feeling more frugal.

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Financial

What to Do if You’re Struggling to Pay Your Mortgage

With rising unemployment and many businesses forced to shut at least temporarily, many Australians are suddenly wondering how they’ll continue to meet their...

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Credit Health

6 ways to get organised for the year ahead

The start of a new financial year is always a good opportunity to look at what has been working for you and what could use some fine tuning.

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Credit Health

Understanding Your Credit Score

Let us guide you through what you should know about your credit score, so you can find out where you stand!
 

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Financial

COVID-19 and Your Taxes

The COVID-19 pandemic has impacted many things already this year and the next on the list may be your taxes.

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Financial

Prioritising Your Bills When Money is Tight

When your finances are stretched, paying all of your bills in full on time each month can become near impossible.

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Financial

COVID-19 and Your Credit

The COVID-19 pandemic has upended much about our daily lives.

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Financial

Women likely to be better with finances than men?

It is hard to deny the fact that the female species is a safer financial bet. 

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Financial

What COVID financial assistance is available to you now?

With Covid-19 rapidly up-ending the way we live and work, the financial aspects can be as concerning as the potential health risks.

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Financial

Your Financial Safety Net Checklist

The Covid-19 (Coronavirus) pandemic is already having a major impact on the global economy and the effects will be felt far and wide in Australia.

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Credit Health

New Year’s Financial Check List

Get your finances back on track after the festive season with these smart strategies for the new year.

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Credit Health

Avoiding the Festive Debt Squeeze

Ho, ho, ho. ‘Tis the season to be jolly and, for many of us, to spend, spend, spend…

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Credit Health

Benefits of Comprehensive Credit Reporting (CCR)

With Comprehensive Credit Reporting (CCR) now fully implemented, you have the power to turn any skeletons in your financial closet to dust.

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Credit Health

5 Ways to Care for Your Credit Health

Taking care of your credit is a critical part of maintaining your financial wellness.

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Credit Health

Buy Now Pay Later Services and Your Credit

Buy Now Pay Later (BNPL) services, such as AfterPay, ZipPay and Openpay, which allow users to buy goods and take them home or have them delivered...

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Credit Health

5 Ways to Improve Your Credit Score

There’s a simple science to improving your credit score. We like to think of it as this: consistency x time = a red-hot credit score!  We’ve put together...

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Financial

Credit Score Myths

With so much information available online, it can be tough to separate fact from fiction. To help you cut through the noise, we’ve busted the eight biggest...

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Credit Health

Credit Score Infographic - how is your credit score calculated?

Have you ever wondered to yourself what actually makes up your credit score? Or how is my credit score calculated? Well wonder no more, as we serve to you...

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