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Credit Scores Given

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A few key
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Your score won't be
affected

Your credit score will not be
negatively affected by accessing
it through GetCreditScore.

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We believe access to your
personal credit score is your right,
and an important step in helping
you on your way to greater financial health.

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Get your credit report overview
information that provides the
details behind your credit score.

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may review credit scores as part of
your application.

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Your information is protected via
identity checks and encryption. We
retrieve your credit score directly
from Equifax (formerly Veda).

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Learn from the experts

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Got questions?
We've got answers

Visit our help centre to quickly get the answers
you need about your credit score.

A credit score is a number which summarises the credit information from your credit report. Credit scores are just one indicator of your credit risk and may be used by credit providers like banks and credit card companies to help understand how responsible you are to lend to. Generally, a higher credit score is considered better as it indicates lower risk. Your credit score from GetCreditScore is generated by Australia’s leading credit bureau, Equifax, and is a number between 0 and 1200.
Your credit score with GetCreditScore is calculated based on your current situation and past behaviour as reported to Equifax, Australia’s leading credit bureau. This may include credit limits, your repayment history, overdue debts, how often you’ve asked for credit and the types of loans or credit you’ve applied for, the frequency of your credit applications, and several other factors. Your credit score from GetCreditScore is based on the Equifax Credit Score Model.
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