Australia’s most financially savvy regions revealed

interactive map

Where you live says a lot more about you than you’d think, especially when it comes to your credit score.

Ask someone to pin point Australia’s most financially astute suburbs on a map and chances are Sydney's Point Piper or Toorak in Melbourne will get a mention.

It’s a fair assumption given the multi-million dollar homes you’re sure to find in these suburbs. But you know what they say about assumptions….

Veda, Australia’s leading credit bureau, have smashed the common belief that those with money, are best at managing it. How did they do this? It’s simple, rank the country’s best regions by credit score!

What exactly is a credit score?

Your credit score is a number between 0 – 1200. It’s used by banks to determine your ‘credit-worthiness’ – whether you are a low risk or high risk borrower – and is a great indication of how well you manage your money.

How is my credit score calculated?

Think of your credit score as a simple summary of your financial history. If you pay your bills on time, have never defaulted on a loan and are not up to your eyeballs in debt, chances are you have a pretty good score.

Not sure how you score? There’s a free online service called where you can get yours. Check it out.  

Ranking Australia’s BEST Regions – by credit score!

The numbers are in and as a whole, we are pretty damn good at managing our debt. In October 2015, Veda’s annual Australian Credit Scorecard found that we have an average score of 771!

But these three areas blow the national average out of the park

1. VIC – East Manningham Region 839
2. VIC – Nillumbik – Kinglake Region 835
3. SA – Burnside Region 830
4. NSW - Ku-ring-gai Region 829
5. NSW – Dural - Wisemans Ferry Region 828

Did your region make the list? GetCreditScore have released an interactive map that allows you to drill down to your region and compare your score. Take a look and see how your home town compares to the country’s best.

Find out your credit score at